Visions of sugarplums were just dancing in your heads, but if those visions become nightmares about the post-holiday bills coming in the mail, getting organized provides many valuable and smart opportunities to give yourself a raise in the New Year. Click the link below to read about six of these Cha-ching moments.
http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2012/04/03/hearstmaghome6826288.DTL#ixzz1uIwyn3D5
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